The HARP (Home Affordability Refinance Program) program gives homeowners an opportunity to refinance even if they owe more than their home is worth. Even though you have been current on your home loan, no lender wanted to refinance you into lower rates because of negative equity….until now. The HARP program was designed specifically for these underwater homeowners current on their payments.
HARP can also be used if you are NOT “underwater” with your mortgage. It provides a streamlined process, many times without an appraisal. With the low rates available today on a 30 year fixed rate loan and even lower on 20, 15 and 10 year loans, now is the time to check if you are eligible.
To find out if you’re eligible for the HARP program, simply fill out the HARP Eligibility Quick Form below and a government licensed HARP specialist will get back to you within 24 hours.